Nearly 200 providers
Access to products from a network of established, well-known providers across North America — so the right tool for your situation is actually on the table.
Products & Providers
The power of choice.
One size almost never fits all — especially when it comes to your financial future. Access to products from a network of nearly 200 established providers, matched to your situation.
No cost · No obligation · About 30 minutes
A few of the nearly 200 established providers we can access
Why it matters
Access, not obligation.
One size almost never fits all — especially when it comes to your financial future. Because Virtuity professionals aren’t tied to any single company, they can weigh options from a network of nearly 200 established providers and present what actually fits your goals, not a quota.
Suitability first
What we present follows your goals, timeline, and comfort with risk — never a sales target or a single company’s lineup.
Explained in plain language
You’ll understand how each option works, and why it’s being suggested, before you decide anything.
Real solutions
Real solutions for real life.
Products and services backed by some of the most well-known providers in the industry — matched to your situation, explained in plain language.
Insurance Protection
The most important part of preparing for the future is protecting it. The right coverage helps your family stay on plan if you were to pass too soon, become disabled, or outlive your income.
Retirement Strategies
Understanding your options for the years when a paycheck is no longer coming in — and how to build income you won’t outlive, on a timeline that fits your goals.
College Funding
Whether it’s the first child or the fifth, preparing early keeps the timing a choice rather than a scramble. We help you weigh the ways to set money aside for education.
Legacy Strategies
Without a plan, the value of an estate can be eroded by taxes and delays. We help you think through what you pass on and to whom, coordinating with your own attorney and tax professional.
Long-Term Care
Planning for extended care needs before they arrive, rather than in the middle of a crisis — one of the most overlooked, and most expensive, parts of a plan.
Business Solutions
Strategies for business owners protecting what they’ve built and the people who help run it — from key-person coverage to business continuation and employee benefits.
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sale of any specific product, financial service, or other non-specified item. Product availability and features vary by state. Neither World Financial Group nor its agents may provide tax or legal advice. Please speak with a licensed agent regarding your particular situation.
Real solutions, real families
Products that protect what matters most.
From a family’s first policy to a lasting legacy — the right tools, matched to your situation and explained in plain language.
Making sense of it
How to think about your options.
The list of financial products can feel endless. In practice, almost everything a family needs comes down to four simple jobs.
Protect what you already have — your income, your health, your family’s stability — so a single event can’t undo years of work. Prepare for the milestones you can see coming, like college or retirement, while there’s still time to make them easier. Grow your money with a strategy matched to your timeline and comfort with risk. And preserve what you’ve built, so it passes to the people you intend with as little lost to taxes and delays as possible.
Every product on this page is simply a tool for one of those jobs. The art isn’t collecting products — it’s matching the right tool to the right job for your situation, and skipping the ones you don’t need. That’s the conversation a Virtuity professional walks you through, in plain language.
There’s rarely one right answer
The same goal can often be reached more than one way, with different trade-offs in cost, flexibility, and risk. Understanding those trade-offs is what lets you choose with confidence, rather than on someone else’s say-so.
Your plan should change over time
What fits a young family is rarely what fits someone five years from retirement. The right tools are reviewed and adjusted as your life changes — not set once and forgotten.
How solutions are selected
Education first, always.
01
Educate
We start by making sure you understand your options — how each type of product works, and the trade-offs involved.
02
Discover
We look at your goals, timeline, budget, and comfort with risk, so the picture is complete before anything is presented.
03
Match
Only then do we match you with solutions from established providers that fit your situation — reviewed as life changes.
Wondering what’s right for you?
Because our professionals work with a range of providers, they can match solutions to your situation — not the other way around. It starts with a free conversation.
Contact UsNo cost · No obligation · About 30 minutes
Common questions
Straight answers.
What families ask about products and providers.
Which insurance and financial companies do you work with?
Virtuity professionals can access products from a network of nearly 200 established providers across North America. Which companies apply to you depends on your situation, your state, and what you are trying to accomplish — your professional will walk you through the options.
How do you decide which product is right for me?
Education comes first. A professional reviews your goals, timeline, budget, and comfort with risk, then explains the options that fit — rather than starting with a product.
Are all products available in my state?
No. Product availability and features vary by state. A licensed professional can tell you what is available where you live.
Is there a fee to review my options?
No. There is no cost to meet with a Virtuity professional or to review your situation. Professionals are compensated through the products you choose, not through advisory fees.
Can one professional help with both insurance and retirement?
Yes. Because Virtuity professionals look at the whole picture, they can help connect protection, retirement, education funding, and legacy into one coordinated approach.
Access, not obligation
The right tool for the right job.
Because our professionals work with a network of nearly 200 providers, they match solutions to your situation — not the other way around.
Protect what you have
Income, health, and stability — so a single event can’t undo years of work.
Prepare for what’s coming
College, retirement, and the milestones you can see ahead — while there’s time.
Preserve what you build
Pass it on to the people you intend, with as little lost to taxes and delays as possible.
See what fits
Find the right fit for your life.
A financial professional near you can walk through the six steps and look at your individual circumstances. No cost, no obligation — just an honest look at where you are.
No cost · No obligation · A conversation, not a commitment